Payday Super and the Cashflow Squeeze Coming in July 2026
Payday Super and the Cashflow Squeeze Coming in July 2026 From 1 July 2026, Australian employers will be required to pay superannuation at the same time wages are paid. This reform, known as Payday Super, is designed to reduce unpaid super and improve employee outcomes. However, while the policy intent may be clear, the cashflow implications […]
What the Numbers Don’t Tell You About Running a Business Right Now
What the Numbers Don’t Tell You About Running a Business Right Now There’s something going on which the headlines aren’t capturing. On paper, we’re told things are stabilising. Inflation’s easing. Interest rates have settled. Employment rates are holding. The official story says we’ve weathered the storm. But it’s not the story I’m hearing from business […]
How Smart Businesses Use EOFY as a Springboard, Not a Full Stop
As 30 June approaches, many business owners are heads-down in the day-to-day—completing jobs, chasing payments, and preparing for tax. It’s a time often dominated by deadlines, pressure, and a quiet sense of dread. For some, the goal is simply to cross the line and worry about the rest later. But across the boardrooms of Australia’s […]
Cashflow Forecasting: The Secret to Staying in Control
Cashflow Forecasting: The Secret to Staying in Control Cashflow forecasting and budgeting. Two things that many business owners—especially in times of plenty—tend to push down the priority list. When cash is flowing in steadily, it’s easy to assume things will stay that way. But here’s the reality: Cashflow doesn’t just manage itself. Businesses that don’t […]
Embracing Emerging Trends: How AI and Cloud-Based Compliance are Revolutionising Year-end Profit Planning
As the business landscape evolves, so too do the tools and technologies that shape how we operate. Emerging trends such as artificial intelligence (AI) and cloud-based compliance are no longer just buzzwords—they are transforming the way businesses manage their financials and approach year-end tax planning. But how can these innovations impact your business, and what […]
Tax Planning: The Missing Link in Business Profitability
Tax Planning: The Missing Link in Business Profitability When business owners think about tax planning, it often falls into the “necessary evil” category—important, but far from inspiring. Yet, tax planning is one of the most powerful tools for building a business that is both profitable and resilient. Let’s reframe the conversation. Tax planning isn’t just […]
The Business Case for Prioritising Profit: The Key to Long-Term Financial Success
The financial health of a business isn’t just measured by revenue – it’s measured by what’s left after the bills are paid, the taxes are lodged, and the employees are compensated.
9 Ways to Guarantee a Cashflow Problem in Your Business
I have a pretty dry sense of humour, and hopefully you take the approach taken with this week’s topic in the spirit in which it is intended…with humour. Yes these are serious problems, but sometimes, we need to view them from a different stand point and humour can help. There are so many problem solvers […]
6 Tips to Improving Cashflow
Do you feel as though Christmas has left your small business with a massive hole in your pocket, as your cashflow has taken a nose dive? Implementing these 6 things into your processes will help turn that around and get you onto the path for financial success. You may not even need to implement all […]
Do you have a plan?
How and Why to Complete Your Business Plan Are you a planner or a fly by the seat of your pants type of person? Me? I’m a planner, I like to know where I’m going, how I’m going to get there, what time I need to leave, what time I’ll be arriving, everything. I live […]